Stay on Top of Deadlines and Remember Your Required Minimum Distributions. Retirement plans and IRAs offer tax advantages for saving. In the case of Roth IRAs and Roth 401(k)s, earnings from contributions grow on a tax-deferred or tax-free basis. As tax season approaches, ensure you know all the necessary obligations. Keep an Eye on Contribution Deadlines The cutoff date for making contributions to an IRA or Roth IRA is the same as the tax filing … Continue reading Avoid IRS Nightmares: How to Dodge Excess Contribution Blunders