Getting your retirement accounts organized and optimized is crucial for building a sustainable and secure financial future. Despite the significance of streamlining your investments and gaining control over your money, many Americans…
Category: Bonds
How A U.S. Default Could Impact Your Financial Life
The failure to increase the debt limit, which determines the amount the US government can borrow to meet its financial obligations, could have far-reaching consequences for various aspects of American life. It could impact mortgage rates, paychecks for federal employees, and many other financial matters.
Here is Why You May Want to Cash In your Old I-bonds For New Ones
As inflation falls, new I-bonds earn 4.3% but have an appealing 0.9% fixed rate. Starting from May 1 until the end of October, new purchases will get a 0.9% fixed rate for up to 30 years. This is a good opportunity for those who see bonds as a long-term solution to saving money.
Debunking Misconceptions: What Retirees Need to Know About REITs
Debunk common misconceptions about REITs for retirees, including risk, taxation, returns, and management, to help them make informed investment decisions.
Self-Employed? Get Ready for a Roth Savings Option
It’s easy to think that self-employed people have less access to retirement benefits than their salaried counterparts. Yet, self-employment has more account options to consider.
Salaried workers may be eligible to participate in their company’s 401(k) retirement savings program. And if neither works, you can always open an IRA or a Roth IRA, but that’s about it.
Here Is Why You Should Think Twice Before Buying A Bond
Bonds are a popular investment choice for individuals looking for a stable and predictable source of income. Bonds are essentially loans in which investors lend money to corporations, municipalities, or government agencies in exchange for interest payments and principal repayments.
