Getting your retirement accounts organized and optimized is crucial for building a sustainable and secure financial future. Despite the significance of streamlining your investments and gaining control over your money, many Americans…
The failure to increase the debt limit, which determines the amount the US government can borrow to meet its financial obligations, could have far-reaching consequences for various aspects of American life. It could impact mortgage rates, paychecks for federal employees, and many other financial matters.
It’s easy to think that self-employed people have less access to retirement benefits than their salaried counterparts. Yet, self-employment has more account options to consider.
Salaried workers may be eligible to participate in their company’s 401(k) retirement savings program. And if neither works, you can always open an IRA or a Roth IRA, but that’s about it.