Health - Page 3 of 5 - The American Retiree

Is it Safe To Say That You Are Setting Yourself Up For Unhealthy Aging?

Image by shutterstock.com Health experts anyplace, remembering those for the Federal government, let us know we want to move more, sit less and eat a solid eating regimen, particularly as we age. However, most grown-ups north of 65 aren’t adhering to these rules. What’s preventing customary people from heeding this guidance? Over a portion of American seniors are not getting the suggested 150 minutes every seven days of oxygen-consuming activity. One hundred fifty minutes can …

The 1 Retirement Expense You Have to Plan For

It’s not something you can assume will not have any significant bearing on you. Throughout anticipating retirement, you might go over a few enormous costs that could influence your pocket, for example, lodging, expanded local charges and medical care. Notwithstanding these are factors that the vast majority of a spending plan for, there is one cost that seniors will experience quite often, neglect, like extended haul care. Even though you could expect that drawn-out care …

Employee Benefits: The Surprising Benefits Beyond Retirement You Can’t Afford to Overlook

Inflationary pressures have begun to manifest themselves within the workplace, extending beyond the mere demand for salary increases. Many employees are now turning to their employers for assistance in grappling with the escalating cost of living, resulting in a transformation of the types of benefits both sought after and provided. While conventional retirement plans and health/dental insurance continue to serve as the fundamental pillars of corporate benefits, assisting employees in achieving their long-term financial aspirations, …

Don’t Drop the Ball: Your Medicare Deadline is Looming

The United States is home to over 335 million people, with approximately 65 million benefiting from Medicare, the national health insurance program. Among this group, about 57 million are senior citizens over 65. For these individuals, the Medicare enrollment period is a critical time, offering a once-a-year opportunity to assess and adjust their Medicare plans. It’s a significant time that allows individuals to tailor their healthcare coverage to fit changing medical needs and potentially reduce …

Maximize Your Financial Potential: Seize Open Enrollment Opportunities

Open enrollment, a period typically associated with health insurance adjustments, offers a broader opportunity to delve into your employee benefits landscape, with a particular focus on those facets that impact your retirement planning. This annual event, often occurring in the fall and spanning two to four weeks, provides employees with a unique window to either initiate or amend their chosen benefits package from their employer. Amidst the myriad of decisions, you’ll need to make during …

How the Inflation Reduction Act Shapes This Year’s Medicare Open Enrollment

The Inflation Reduction Act has increased the importance of this year’s Medicare Open Enrollment. Within this act, which encompasses various facets like deficit reduction, carbon emissions reduction, and investment in domestic energy production, lies a significant change scheduled for 2024: eliminating the 5% coinsurance in the Catastrophic Coverage drug payment stage; other changes are also on the changes. Let’s simplify this for those who are confused: Implications For Medicare Enrollees What implications will this have …

3 Signs You Might Need a New Medicare Advantage Plan.

Seniors often prefer Medicare Advantage Plans because they offer Original Medicare benefits along with additional perks such as vision and dental coverage. These plans, while valuable, are more than one-size-fits-all. As our health needs change and evolve throughout life, so do our financial situations. To maintain our well-being and financial stability, we must be aware of and adapt to these changes, making a periodic reassessment of our Medicare Advantage Plan necessary. Here are three significant …

Eyeing Retirement? Don’t Dive In Without Answering These 5 Essential Questions!

As the retirement horizon draws closer, it’s not just an impending date on a calendar but the dawn of a new chapter, shimmering with possibilities. Often viewed as a matter of financial security, this transition involves dreams, practicalities, and choices. Before you step into this next phase, replete with its promise of leisure and reflection, it’s crucial to not only bolster your fiscal defenses but also to enrich your emotional and psychological readiness. Whenever you …