A HSA is a Health Savings Account that offers a tax-advantaged savings account for individuals with high-deductible health plans. Not all employers offer HSA accounts to their employees, but many do. If you’re unsure whether your employer offers a HSA, check with your HR department or benefits administrator. Ideally, they can tell you about your employer’s benefits package, including whether a HSA is offered, the contribution limits, and any other details you need to know.