Banking In-Person: The Unseen Benefits for Retirees

In the digital transformation era, where online and mobile banking dominates, we rapidly move towards an increasingly digitized financial world. However, amidst the tech-driven convenience, retirees should notice the myriad benefits of traditional, in-person banking, particularly.  Retirees, having spent much of their lives in a pre-digital era, often appreciate and understand the value of face-to-face interaction. For them, banking is more than just monetary transactions; it’s about building relationships, trust, and understanding. This sense of …

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Higher Colas Are a Bad Thing For the Middle-Class Retiree

Higher inflation is predicted to enhance the Social Security cost-of-living adjustment, or COLA, in 2023 by a percentage not seen in forty years. This might be interpreted as good news for seniors struggling with rising expenses. The poor part? This substantial increase might drive Social Security users into higher tax categories, resulting in almost half of all households paying taxes on their payments.

Are you Unretiring to Become a Quiet Quitter?

In many ways, retiring in the modern day is more like work than it is rest. What is the dissimilarity? Those in retirement no longer have to adhere to the schedules of their former employers or the norms of society if they choose to continue working. Many recent retirees report wanting to work “a bit” during their golden years.