We understand if you would prefer not to think about the year 2022; however, don’t wait until the middle of 2023 to assess how your financial situation may have altered in the last year. It may be necessary to make modifications, and it is important to do it as soon as possible.
Students often find themselves torn between saving for retirement and making progress on their student loans. Your specific situation will determine the best strategy for answering this question. Still, it is certainly possible to make progress toward eliminating student loan debt while setting yourself on a path toward a secure retirement.