Who’s Protecting Your Retirement Account?

The recent collapses of two large banks, Silicon Valley Bank and Signature Bank, shook customers with cash deposits in banks and brought the workings of federal deposit insurance into the public eye. When financial institutions fail, are retirement accounts protected? Do you have reason to be concerned about your 401(k) or IRA nest eggs if your brokerage, mutual fund firm, or plan provider fails?

Are Home Warranties A Smart Investment For Retirees?

Home warranties are a topic of much debate among retirees; some swear by them, while others find them a waste of money. The truth is whether or not a home warranty is worth it for retirees depends on a bunch of factors, including the age and condition of their home, their budget, and their individual needs.

The Ultimate Guide to Quality, Affordable Vacations for American Retirees

For many American retirees, taking a quality vacation is a high priority. After years of hard work, it’s time to relax and explore the world. However, with a fixed income, budgeting for an unforgettable trip can be a challenge. We will outline the financial planning needed for a quality vacation and suggest three budget-friendly travel destinations where retirees can get the most value for their dollars.